Louisiana Homeowners Insurance

Factors that will determine the cost of rebuilding your home:

Local construction costs determine the replacement cost of your home

The square footage of your structure

The type of exterior construction (brick, frame, metal, brick veneer)

The number of bathrooms (basic, custom, half, full)

The type of roof and material used

Other structures on the premises such as garages, pool house, other rooms

Improvements and additions. If you have made additions to your home since the inception of your homeowners policy, please contact your agent to increase the coverage of your policy.

Homeowners policies do not cover floods or earthquakes.


Please visit our website at www.firstmetroagency.com for additional information and submit a quote request form Homeowners Quote .

Louisiana Homeowners Insurance

There is no better time than now to shop your current homeowners insurance. Multiple companies are writing new policies in South Louisiana. There are more companies now than in the past ten years that want, and in some cases need, to write new policies.

For Low Rates on Homeowners Insurance visit our website or contact us today www.firstmetroagency.com